Frequently asked questions
Where is my data stored?
Only on your phone. There’s no account, and nothing you enter is sent to us. See our Privacy Policy.
Can I move my plan to a new phone?
Not automatically. The app’s data is left out of cloud backups, so you may need to enter your figures again on the new phone.
How do I start over?
Open Settings from the dashboard and tap Reset all data. This erases everything the app has saved on your phone.
What assumptions does the app use?
- US federal income tax brackets for 2026, adjusted for inflation in future years. State income tax isn’t included.
- Your Social Security benefit is entered as the amount at age 67, then adjusted for the age you choose to claim (62 to 70).
- A withdrawal rate of 3%, 3.5% or 4% (your choice) and the inflation rate you set.
- Investment accounts grow at the return you choose, high-yield savings at 2% and cash at 0%. Property values grow 5% a year.
You can change your inputs and most assumptions in Settings.
Does it work outside the US?
You can use it anywhere, but its tax and Social Security rules are for the US.
Is this financial advice?
No. Projections are estimates based on your inputs and on assumptions about returns, inflation and tax rules, and actual results will differ. This app doesn’t provide financial, tax or investment advice. Consult a qualified professional before making financial decisions.